1. Subject to credit approval. Limit one offer per accountholder. Eligible net purchases (purchases minus returns and adjustments) of $3,000 or more must be made within 90 days of account opening. To receive points, your Cathay World Elite Mastercard card must be successfully linked to your Rewards Program membership account and your credit card account must be open, in good standing and not delinquent. If earned, points will post to your Rewards Program membership account within 1-2 billing cycles. See Credit Rewards Terms for details.
2. Purchases are subject to credit approval. See your Rewards Terms for details.
3. Annual Fee and No Foreign Transaction Fee: New Accounts as of 01/01/25: Variable Purchase APR 25.74%, 28.74% or 31.74%. Cash APR 35.74% and 5% Fee ($10 min). Variable Bal Trans APR 25.74%, 28.74% or 31.74% and 5% Fee ($5 min). Variable Penalty APR 35.74%, 38.74% or 39.99%. Min Interest Charge $2. Annual Fee $99.​

TRAVEL REWARDS, ZERO LIABILITY, TRANSIT: visit www.mastercard.com/worldelite . The Cathay World Elite Mastercard^® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. World Elite Mastercard, priceless and the circles design are registered trademarks of Mastercard International Incorporated.​

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.​